Your Path To Home Ownership

Your Path To Home Ownership

Your Path to Home Ownership 

1.  Pre-Approval with a qualified lender

  • Factors in becoming pre-approved 

  • Assets vs Debt, Income vs. Expenses and Credit Score

2.  What is your Right Home?

  • Price, Location, Home Type, Size (Beds, Baths, Square Feet) and Feature

3.  Home Showings

  • Don’t view too many in one day

  • Interior decorations can be changed

  • Bring a notebook and a camera

  • Keep the folder your Realtor provides you of the home flyers

  • Don’t be afraid to ask questions.

4.  Making the Offer

  • To make an offer your broker will utilize Offer to Purchase Contract.   

  • Some of the important terms of an offer to purchase contract are the purchase price, due diligence fee, earnest money deposit, due diligence ending date, closing date, seller paid closing expenses, home warranty, among others.  

  • Also the Seller's Agent will expect proof of funds either a copy of a bank statement showing purchase funds or a pre-approval letter from a mortgage lender.

  • The Seller will accept, counter your offer or reject your offer

  • Most typical your offer will be countered on purchase price, due diligence fee, closing assistance, due diligence and closing date

5.  Getting you the Finish Line

  • Home Inspection – An objective, independent, and comprehensive analysis of the physical condition of the home and check for safety issues that might be otherwise unknowable.

  • With the results of the inspection you may be make the decision to ask for repairs, renegotiate the purchase price, or get of the offer contract all together (only losing your due diligence money)

  • Getting the Appraisal – Independent value of the home by a licensed and qualified appraiser

  • Clearing Title – Ensure you have complete ownership with any “clouds on title” corrected by an attorney before closing.  Then having your attorney obtain title insurance.

  • Closing – Your Broker will schedule a final walk-through and you will go an attorney’s office to pass ownership and title of your home to your name.   Congratulations you now own a home! 



Jeffrey Hoover Headshot
Phone: 704-421-8555
Dated: April 24th 2018
Views: 169
About Jeffrey: Real estate is my passion, helping you reach your dreams with an excellent customer experience is my...

Property Search

RSS Feed

View our latest blog posts in your RSS reader. Click here to access. RSS

Search Blog

Recent Blogs

You Will Never Guess The Hottest Remodel Of 2018 - Thanks for reading my Blog posts
7 Home Maintenance Tricks To Save Money And Energy - 7 Home Maintenance Tricks To 
Benefits Of A Home Air Purifier - Benefits of Home Air PurifiersHome
Charlotte Market Report June 11th -

Saved Properties

This is a list of your favorite properties. We will email you if a property is reduced or leaves the market.

Click 'Save' to add a property to this list.

Register / Login

New & returning visitors please enter your information to login.

By clicking 'register' you are agreeing to our terms of use & giving us expressed written consent to contact you.

Questions? Comments? Complaints?

This message will go directly to the head of our team.

Location & Address

eXp Realty Charlotte North Carolina
10130 Perimeter Parkway Suite 200
Charlotte, NC