North Carolina FirstTime Home Buyer Programs Of 2018

North Carolina FirstTime Home Buyer Programs Of 2018

North Carolina First-Time Home Buyer Programs of 2018

NCHFA highlights and eligibility requirements

HIGHLIGHTS

  • Available for credit scores as low as 640

  • Get up to 5% down payment assistance on an FHA, VA or USDA loan, and up to 3% down payment assistance on a conventional loan

  • Choose among conventional, FHA, VA or USDA mortgages from private lenders recommended by the NCHFA

  • Depending on loan type, buy a house, town house, condominium, duplex or new manufactured home

  • There is no sales price limit on the home for the loan program

ELIGIBILITY

  • Must meet limits on income

  • Overall debt-to-income ratio has to be 43% or less

  • Home buyer education may be required

  • Mortgage insurance will be required when a down payment is less than 20%

Read more Below......https://www.nerdwallet.com/blog/mortgages/north-carolina-first-time-home-buyer-programs/


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Phone: 585-746-1477
Dated: March 20th 2018
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